carriers and independent contractors who contract with them,
face a unique situation with reference to "on the job"
protection. As non-employee "independents", the driver is
generally excluded from the motor carrier's workers'
compensation policy. However, carriers know how important it
is to provide insurance for owner-operators so as not to leave
themselves exposed to a host of liability concerns. It is
vital that the independents have a comprehensive accidental
death, dismemberment, medical expense and accidental
disability program in force.
These programs typically costs much less
than workers' compensation coverage and will certainly help
attract and retain quality drivers. The competitive cost of
our program encourages operators to purchase appropriate
protection while enabling them to continue meeting other
Specifically designed for
Coverage provided while "under
An excellent driver retention
High limits available at
Very easy administrative
Trucker Assistance Program
(TAP) provided to drivers and immediate family
Prescription Drug and Vision
Care Discount Card Program is automatically extended to
drivers and immediate family members.
- Non-Occupational benefits
also are available.
Paralysis coverage provided.
Each plan can be custom
designed to meet the specific needs of the trucking firm.
Claims managed by trained,
Motor Carrier Contingent
Liability Policy is available to protect the Motor Carrier
in the event workers' compensation benefits are awarded to an
independent contractor deemed to be an employee of the Motor
Toll free numbers available to drivers for
all inquiries concerning claims, etc.