This coverage is provided to allow the driver to be accompanied by his spouse or children when authorized by the carrier, This coverage can be written on a "stand alone" basis or in conjunction with Occupational Accident.

The features of this coverage include:

• Designed for spouse and children who accompany drivers.
• Coverage is provided from the inception of the trip to the termination of the trip, while driver is "under dispatch".
• Covers authorized passengers.
• High limit accidental death and dismemberment and medical benefits provided.
• May prevent claims from being filed under auto liability policy.
• Program may be mandatory or voluntary (coverage on full year basis).
• Simple administrative procedures.
• Toll Free numbers provided for coverage and claim inquiries.
• Coverage can be provided for both employee and independent contractor drivers.