Our Physical Damages programs are written on an "Actual Cash Value" basis.  This coverage is designed to get your equipment repaired and back on the road.  We offer a wide variety of options including:

• Deductibles from $500 to $5,000 per occurrence
• "Fronting" programs
• Tarps, Binders and Chain coverage

Certificates are mailed to the owner-operators and lien holders.  Physical Damage claims are handled by professional staffs with extensive trucker experience.  Premium is collected from the owner-operators by the motor carriers via monthly settlement deduction and paid to our agents or us.